A Weight Off My Shoulders

I was so young at eighteen, so naive. It sounded like such a great idea, it was so easy. Just fill out the forms and then you have a safety net. 

Then you realise that it can do so much more. It's okay, you can pay it back later. And you do, for a while. Then it starts to get out of hand and it seems so big, like it's never going to go away. You strive to get everything under control, and you succeed for a while, and then the cycle starts again, and you feel doomed.

Yes, credit cards are evil.

Guess what, mine is now paid off! The relief is amazing. 

I went into the bank to get them to lower the credit limit so we have some still available for emergencies but it can never get so big again.

Am sooo happy.